Brooklyn Bankruptcy Attorney Daniel Gershburg
Gershburg Law proudly provides Bankruptcy assistance to the following areas of New York: Brooklyn, Queens, Manhattan, Long Island, Staten Island, Weschester.
Bankruptcy in New York City is Misunderstood by Many
Daniel Gershburg dispels some of the more common myths surrounding filing for Bankruptcy in New York City:
Myth #1:
Since the new Bankruptcy law was passed in 2005, you must be penniless to file for Chapter 7 Bankruptcy in New York City.
Myth #2:
There is no way I can file for Bankruptcy because I purchased a home in - Brooklyn, Queens, Manhattan, etc. and it will stop me from passing this “test” in New York, even worse, my house in New York will surely be taken away.
Myth #3:
I own or lease a car in New York City, and its expensive, so there is no way I will pass the “new test.”
Myth #4:
These credit collectors are allowed to call me at all times of the day and night, and there is nothing I can do to stop them.
Myth #5:
I owe a specific amount of money to a creditor, so I will always owe that amount until I repay it.
Now here are the Realities of filing for Bankruptcy in New York:
Reality #1:
The new Bankruptcy law that was passed by Congress in 2005 changed very little with respect to filing for Bankruptcy apart from instituting a new and often misunderstood “means test.” The truth is that as long as you pass the means test, which for the majority of people who have found themselves in the midst of one of the nations worst Real Estate crisis, is not difficult, YOU CAN FILE FOR BANKRUPTCY IN NEW YORK CITY. The Reality is you can file for bankruptcy.
Reality #2:
The law passed in 2005, at its core, was meant to stop fraudulent bankruptcy filings. And thats not you. You, like thousands of other people who have successfully filed for Bankruptcy, have fallen behind in your credit card payments because you bought a house in New York that you cannot afford. Or you lost your job. Or your husband or wife lost theirs. Or you recently became ill and have been unable to work. The fact of the matter is everyday people in the New York area are in the same situation as yours are filing for Bankruptcy successfully. Let us help you get out of the predicament you’re in.
Reality #3:
Depending on your situation, you can keep your car even after filing for Bankruptcy in New York City.
Reality #4:
Depending on your situation, you may be able to keep your house or, in the alternative, you may surrender your house and still file for Bankruptcy relief in New York.
Reality #5:
You can, right now, stop those harassing phone calls from angry and rude representatives who don’t understand the difficult position you are. Let them call your attorney instead.
Gershburg Law is committed to a client centered approach for each one of our New York Bankruptcy clients. And Gershburg Law doesn’t just say it, we do it.
(1) This will be a confusing process for some individuals. We will be there for you. Every question you have (and you will have questions) will be answered…to YOUR SATISFACTION.
(2) Every fee you have to pay will be laid out in plain sight. Nothing hidden. No surprises.
(3) Every client receives an appointment with Daniel Gershburg before their meeting with a Trustee. At that meeting, the client will be prepared to answer each question a trustee may ask. You will never walk into a meeting without knowing what to expect.
(4) We’re not done when your interview is done. After your interview with the Trustee, we sit down with you and answer the common question of “What Now?”
You Deserve Relief
Do not let the Myth’s surrounding “The New Bankruptcy Law” stop you from seeing if you qualify for Bankruptcy relief in New York. Let us show you how.
