Know your Bankruptcy Attorney
By: Daniel Gershburg, Esq.
It gives me a really special feeling inside when I go to a trustees meeting and see either of the following:
1. An attorney meeting with 6 of his/her clients at the same time to discuss the questions that will be asked even though each clients case may have its own issues and questions to look out for.
2. A client looking at a person wearing a suit and saying “Are you my attorney?”
Heres the deal folks, we attorneys are busy people, but the above examples are absurd and should never happen. Bankruptcy is a complex area of law and you really need to make the right decision about who you want representing you ahead of time. That means you should go to a number of attorneys until you feel comfortable that the attorney that you choose knows what he/she is talking about, and will know what you look like on the day of the hearing. How you say? Well they should probably meet with you….twice…before the hearing. The first meeting should discuss the issues in the case, if any, the preferred way of proceeding, etc. It should break down the items you can exempt, how Bankruptcy will effect your credit rating, how long before you get credit again, how much debt you are in, etc. The second meeting should specifically be focused on what to expect during the meeting of the creditors. This is serious stuff. You should not simply go in there thinking all will be ok when your case may have complications, or more importantly, you should not go in there if you have questions that your attorney has failed to answer. We owe this to our clients. You pay us for a service, and we need to provide that service in a way that not only helps you, but makes sure you’re not left in the dark.
Daniel Gershburg Esq., is a Bankruptcy & Real Estate attorney serving clients in Brooklyn, Queens, Manhattan, Staten Island, Long Island and Westchester. Mr. Gershburg has given lectures and presentations to both attorneys and the community at large surrounding Bankruptcy and financial advocacy in the New York City area. He is a proud member of the National Association of Consumer Advocates. Currently he is working on his first book giving practical advice about repairing troubled credit and how to improve credit post Bankruptcy