Can you keep a credit card if you file for Bankruptcy?
If you want to file Chapter 7 Bankruptcy in New York, you simply cannot keep any of your credit cards. They’re all going to be closed by the issuer.That’s part of the law. That means store cards like Macy’s or Home Depot. It means credit cards, even if they have a zero balance. The only exception, if you can even call it that, is a debit card, as this is linked to your bank account. This is a good thing.