Archive for the ‘Gersh Blog’ Category
- 401k
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- Debt Settlement
- Eviction
- FHA
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- Gersh Blog
- Home in Bankruptcy
- Homes in Bankruptcy
- inspections
- Jobs and Bankruptcy
- Landlord-Tenant
- Lien Search
Feb 2
Rental Brokers in NYC and the commoditization of Real Estate
Last week, New York State regulators issued "guidance" that essentially forbids rental brokers in NYC from charging tenants a commission for their services. While people are screaming bloody murder, they should also realize that, like almost every other fact of their lives, real estate has now become fully commoditized, and...
Read moreAug 8
Daniel Gershburg meets the Bamberger Group
I recently spoke with Murray Hill’s real estate brokerage, The Bamberger Group, to discuss the challenges facing first time buyers...
Aug 8
New Construction costs (in Gowanus and elsewhere)
Mukul Lalchandani is a great broker in New York City who often works with new construction condos. He and I...
Jan 1
5 Reasons Not to Buy a House in New York City
Over the past 10 years, I've had occasion to represent both buyers, sellers, lenders, and developers in the purchase and...
Nov 11
Small Business Law for New York City Business
In this podcast, we discuss Small business law for New York City Business. I wanted to touch upon...
Nov 11
Bankruptcy and Cancer Stories of Death
My father died on the 7th floor of Weill Cornell Medical Center, one of the finest medical institutions in the...
Oct 10
What is Title Insurance and do I need it in New York
When I represent clients in the purchase of a condo or home in New York, they always ask me what...
Oct 10
What documents do I sign at a Closing in NYC
You're purchasing a home in New York and you have a closing scheduled. What's next? What documents do I...
Jan 1
Lawyers who hate lawyers
This year, in the name of "networking", I resolved that I would set up more dinners with more lawyers and...
Oct 10
TILA-RESPA and real estate closings in NYC
Beginning October 3, 2015, the real estate closing process in New York City will get way, way bumpier, at least for a...
May 5
New York Title Insurance Regulations Miss the Point
Many people who buy real estate in New York neither understand, nor like, purchasing title insurance. It's rather amorphous and...
Feb 2
The Radio Shack Bankruptcy and what it can teach law firms
First, a disclaimer: I typically despise blog posts/comments like these for a few reasons. They seem clickbait-ish Your law firm...
Dec 12
Will the NYC real estate market crash?
My job is to represent potential purchasers and sellers in Real Estate closings in New York City. It's pretty cut...
Sep 9
Lawyers, we’re doing it wrong
On Saturday morning, I read an absolutely wonderful story in the NY Times by Michael Beschloss, one of the best...
Sep 9
What will the Trustee ask me at the Meeting of the Creditors
So, you ask: "what will the Trustee ask me at the Meeting of the Creditors?" I decided to answer that...
Sep 9
Cars and Bankruptcy in New York City
Cars and Bankruptcy don't go together, right? You're worried. You've got a ton of debt, but now what? You're filing...
Sep 9
NYC Chapter 7 Trustees and Abuse
The New York Law Journal recently posted a story where two per diem attorneys in New York City filed complaints...
Aug 8
NYC Real Estate is Ready for an innovator
The New York Observer has an amazing post pointing out that the housing bubble we are currently experiencing in New York...
Jul 7
Do not ever discount your legal fees. Ever.
This is more of a practice management post: Never discount your legal fees. Ever. I don't care who the...
Jul 7
Should I get Title Insurance
We're going to have a conversation about Title Insurance in New York City. That conversation where you say to...
Jun 6
Co-Op Closing Costs in New York City
New York Co-Op Closing Costs-How much will I Pay? Let's talk about: 1. The difference between co-ops and condos and how...
Jun 6
NYC Condo Closing Costs-How much will I pay?
NYC Condo Closing Costs One of the top questions our office gets asked is to explain the way closing...
May 5
Get an inspection before you buy an apartment in NYC
I have tried to hammer this point home, time after time after time. For the love of everything holy, if...
May 5
Student Loans Need Bankruptcy Help
Let's be serious about this problem, shall we? Student loans need Bankruptcy help Here we are on the precipice of a...
Apr 4
Restaurants, Law Firms, & Bloody Marys
I just returned from an amazing weekend in Charleston, South Carolina. It cost my girlfriend and I about $100 for...
Mar 3
When Bankruptcy is just a part of doing business
At times, a consumer's take on filing bankruptcy seems to be so much different than that of a small or...
Mar 3
Top 5 Contract issues in a NYC new construction sale
The NYC real estate market is hot right now growing at a clipped pace. People are once again throwing themselves into...
Mar 3
Grow your NYC Law Firm in 5 easy steps? There is no secret sauce
Over 186 posts I have covered everything from: "Can I keep my car if I file Chapter 7 Bankruptcy in...
Mar 3
How much should an attorney charge for an NYC closing?
A long, long time ago, I wrote a blog post where I essentially eviscerated attorneys who charged more than $1000...
Feb 2
You’re a nervous wreck at your Bankruptcy Consult, Part II
You walk into the office expecting to have a short conversation and maybe just get some information about filing for...
Feb 2
Mortgage contingency clause can save your down payment in New York
When you're buying a home in New York, the Mortgage Contingency clause can help you get your money back if...
Feb 2
You’re a nervous wreck that’s scared of Bankruptcy
You've come into my office, nervous, panic stricken and sleepless. You have no idea where to go from here. You...
Jan 1
The Note & NY foreclosure defenses
Just as I posted a blog yesterday on foreclosure, the Supreme Court, Kings County just came down with a decision...
Jan 1
Court sides with Homeowner in Foreclosure; Homeowner loses
Recently, Courts in New York have been slamming banks who come to foreclosure conferences and aren't ready or are unwilling...
Aug 8
Student Loan Bill finally passed. Shame on everyone.
According to the Federal Reserve Bank of New York, there is close to $1,000,000,000,000.00 (that's One Trillion) dollars of outstanding student...
Jun 6
What is $500 for a Bankruptcy filing worth to you?
What is $500 worth to you? What if I told you the difference between paying We The People USA and...
May 5
The Chapter 7 Bankruptcy Trustee can take over your lawsuit
They say in Bankruptcy life, two things are certain: (1) Death and (2) David Doyaga. Actually, no one says this,...
Apr 4
The Problem With Being Too Social in Law
The story of my firm’s genesis has been told almost ad nauseum in various classrooms and CLE lectures. I’ve described,...
Apr 4
Filing Bankruptcy. Assets of $1,000. Liabilities of $2,000.000
This Michigan Brewing Company Founder is filing Chapter 7 Bankruptcy. He lists $3200 in assets and $8,200,000 in debt. Read...
Apr 4
On Marketing and Miami
It has come to be accepted, in these rather odd times, that in order to make your presence felt as...
Oct 10
Rich Dad, Poor Dad, Bankrupt Dad
A few days ago it was reported that Rich Global, a company founded by Robert Kiyosaki, the author of numerous...
Jul 7
Play it again, Sam (The FHA and scary times ahead)
During a Happy Hour last week in Brooklyn, I struck up conversations with several real estate brokers who I know...
May 5
Saved By The Bell: The New Class Part I
To the newly graduated J.D. students who plan to open up their own office, whether out of necessity or choice,...
May 5
Taking responsibility as a lawyer
I represented a couple who purchased a new construction condominium. They were, and are, terribly nice people who, like many of...
Apr 4
Student Loan Debt is the New Black
As it stands right now, Bankruptcy filings across New York seemed to have dropped almost 20% from the same time...
Jan 1
Taking The Training Wheels off of Legal Education in America
I just read, "Applying the Alternative Fee Model to Law School Tuition" by Ari Kaplan, which you can find here. The basic jist is...
Dec 12
So you entered into a Stipulation at Landlord Tenant Court in New York….
The latest from our guest blogger, Jordan Schiller, Esq. Can you vacate an ill-advised stipulation from Landlord/Tenant court in...
Nov 11
Unemployment, Bankruptcy and a call for help
The New York Times describes, in bitter detail, the plight of a Medical Billings Analyst who worked at St. Vincents...
Nov 11
MF Global and the Cab Driver who drove me to Manhattan
Last week, as most of you heard, MF Global, a major holding company for broker-dealers, ended up going belly up,...
Oct 10
Foreclosure & Bankruptcy in NY
When you’re hit with a foreclosure notice in New York City, it turns your world upside down. You will likely...
Oct 10
Getting Evicted from your Brooklyn Apartment: A Landlord/Tenant guide
Our returning Brooklyn Landlord Tenant Attorney, Jordan Schiller, Esq. provides a ton of insightful advice to us and our clients....
Oct 10
Bankruptcy in New York City is dropping; The economy is worse
As a Manhattan Bankruptcy Attorney, over the past few years I've witnessed a boom in Bankruptcy filings across New York...
Oct 10
Can Mel S Harris put a lien on my house?
With the ever changing debt markets, many of our clients across Brooklyn and Manhattan have been asking this question more...
Oct 10
How long does an eviction in New York City take?
Jordan Schiller, Esq., a New York City Landlord/Tenant attorney and Of Counsel to our firm answers some of your questions...
Oct 10
Financial Literacy, Bankruptcy, and the children of New York City
Countless Bankruptcy cases come through my doors and I'm happy to help. I learned Bankruptcy, primarily, by doing Pro Bono...
Sep 9
Keeping More Than You Should in a Brooklyn Bankruptcy
Many times, being a Bankruptcy attorney in Brooklyn affords me an opportunity to deal with clients that want to use...
Aug 8
My Grandmother is Immortal
My Grandmother may in fact be immortal. The woman is 92 years old and is in great mental shape. She...
Aug 8
Your Mother Follows This NYC Bankruptcy Lawyer on “The Twitter”
But really, does that matter? Does that make me a good lawyer? Or a better one? No. No it does...
Jul 7
The Talented Mr. Ripley is now a lawyer
Its absolutely conceivable that there are lawyers out there who have just started practicing in a field of law and...
Jul 7
Caveat Emptor: In Defense of Richard Matasar and New York Law School
In Saturday's New York Times, in what amounts to an article (opinion piece) full of hyperbolic accusations that are better...
Jul 7
Derek Jeter’s 3000th hit, the Ball, and why Christian Lopez is wrong for giving it back
First, allow me to get two points out of the way. #1 Im a New York City Bankruptcy Attorney, and...
Jun 6
Gay Marriage and Gay Bankruptcy in New York
First of all, while we're typically never political here, and this may cost us some clients, let me just say...
Jun 6
Owning a co-op and filing for Bankruptcy in New York
My fans have been asking me to write this blog post for some time. Practically begging me. For so long,...
Jun 6
Settling with Creditors because you have tons of money to throw away. Like, tons…
I've discussed this issue in the past 203493 times, but here it is again. Nice client comes in. Nice client...
May 5
The Absurdity of the Co-Op Closing in New York City
Hows your life going? Pretty well? Not a lot of stress at work or home? Want some. BUY A CO-OP!...
May 5
Daniel Gershburg, Esq., named as faculty member at Solo Practice University
So, on this delightful Monday morning, on my way to Delaware to teach attorneys some tips on filing Bankruptcy cases,...
May 5
Park Slope Blogging for AOL HuffingtonPost, Teaching, pocketsquares,etc…
This is more of a news update than any blog based on general legal advice. First, some great news: I've...
Apr 4
Rubin and Rothman froze my bank account but I dont want to file for Bankruptcy
Let me just say something here. Our offices do Chapter 7 Bankruptcy work across all 5 boroughs and Long Island...
Apr 4
Say Nyet to New York College Debt…get it…ok, sorry
Heres the thing: Credit cards LOVE giving credit to college students. Why? Because they go nuts. They buy everything. Jeans,...
Mar 3
How to get a rooftop Cabana and save thousands on a New York Real Estate Purchase
As a New York City Real Estate attorney, I saw the decline in the market a few years back, and...
Mar 3
Laid off, filing Bankruptcy in New York, and still rolling with the punches….
I just wanted to share this short blog because of how inspirational I have found some of my clients (always,...
Mar 3
Save yourself thousands of dollars in a New York City Real Estate Purchase
.....is the OFFERING PLAN. Time and again we see that many people have been burned by this. In short, the...
Mar 3
Filing Bankruptcy in New York City and keeping cash
About 6 moths ago, if you had walked into my New York Bankruptcy office and told me that you had...
Feb 2
I want to file Bankruptcy in Bay Ridge, Brooklyn, but I also want to keep my tax refund
So keep it. The new Bankruptcy Law passed in New York this past January allows you some incredibly interesting options...
Jan 1
Question Closing Costs-Advice from a NYC Real Estate Lawyer
I was perusing the Sunday Times this weekeend when I came upon a great article, which I am linking here....
Jan 1
Rubin and Rothman phone harassment
Im a Bankruptcy attorney in New York city who just got screamed at by a non attorney "representative" at Rubin...
Jan 1
Finding a Bankruptcy Lawyer in Queens
Seems like an odd title, no? Why just blog about finding a Bankruptcy Lawyer in Queens. Because we've received numerous...
Jan 1
Mel S. Harris served the wrong address in New York and a bank account was frozen
A client came to us last week with a story that is all too familiar in New York. She was...
Dec 12
Governor Paterson signs new Bankruptcy Exemptions into law in New York
Good morning all. Yes, yes, we all should be out of the office in New York today, but I wanted...
Dec 12
Spending money before filing a Bankruptcy in New York
Someone I know recounted a story to me the other day of how a friend of theirs owed them money....
Dec 12
Qualifying for Bankruptcy in New York City
This week I had the most complex case of any Bankruptcy case I have filed in New York. My client...
Nov 11
Thanksgiving wishes from Brooklyn Bankruptcy Lawyer Daniel Gershburg, Esq.
This year has been phenomenal for us. We've grown by leaps and bounds. We've been featured in mymoneyblog.com, Inc.com, the...
Nov 11
Means Test number for filing Bankruptcy in Brooklyn have changed
The U.S. Trustees office has released new Means Test numbers for those people filing for Bankruptcy in New York City....
Oct 10
Giving up your car in a Brooklyn Chapter 7 Bankruptcy
If you have an extraordinary amount of debt and you're looking at filing for Bankruptcy but you own a car,...
Oct 10
Do not remove your name off of a bank account before a Chapter 7 Bankruptcy in Brooklyn
Folks, light blog today as it is Friday and I know the last thing you want to do is read...
Sep 9
Why Arguing with a Chapter 7 Trustee in New York is silly…and other musings
My apologies for not blogging as frequently in the past several weeks. We've been setting up www.chapter7newjersey.com site, and thats...
Sep 9
Chapter 7 Bankruptcy Attorney Daniel Gershburg opens New Jersey practice
We've had some amazing news the past few weeks. The first piece of news is our expansion into New Jersey....
Sep 9
Can I Keep My Car After Filing for Bankruptcy in NJ?
One of the main concerns many people have when filing for bankruptcy is whether they can keep their automobiles. Whether...
Sep 9
Can I Keep My Home if I File for Bankruptcy in New Jersey?
Many people who want to file for bankruptcy in New Jersey refrain from doing so because they are afraid of...
Sep 9
New Jersey Bankruptcy: Chapter 7 vs. Chapter 13
If you’re thinking about filing bankruptcy in New Jersey, you may not know that you have a couple of options....
Sep 9
I received a Summons and Complaint in the mail, should I file for Chapter 7 Bankruptcy?
So...you're getting sued. Well, we previously discussed on this blog what happens when you get sued by a Creditor in...
Aug 8
Did the federal tax credit help buyers in New York? Thou does not think so!
An interesting article came out in the Wall Street Journal today. I have provided the link here because, well, it...
Aug 8
Using a 401k Loan to Make Credit Card payments is a waste of money
As I was reading this past weekend, I happened upon this article www.huffingtonpost.com/2010/08/20/401k-hardship-withdrawals_n_688753.html The article, in no uncertain terms, finds...
Aug 8
Manhattan Chapter 7 Bankruptcy Attorney discusses the emotions behind filing for Bankruptcy
When you've dealt with as many Chapter 7 Bankruptcy cases in Manhattan or Brooklyn or Queens as I have, a...
Jul 7
Pressler & Pressler Froze My Bank Account
You're kidding? And you never got served as well? Just something in the mail months after a judgment had been...
Jul 7
Updated New York Bankruptcy Limits Means Thousands more will be able to keep their homes and cars and still file
You may now be able to file a Chapter 7 Bankruptcy in New York City and keep your home if...
Jul 7
For people considering Debt Settlement in New York City read this first
Every single person in New York who is considering Debt Settlement, Debt Consolidation, or Credit Counseling, which I personally view...
Jun 6
Brooklyn Bankruptcy Firm Daniel Gershburg, Esq.,P.C. featured on Law.com
Hi Friends. I know I haven't blogged in a while. Most of it has to do with the fact that...
May 5
If you own a house in New York City and you’re filing for Bankruptcy without a lawyer, you’re insane.
I just came back from a Bankruptcy trustee meeting in Brooklyn, New York. One of the individuals filing for Chapter...
May 5
When should I file for Bankruptcy in New York City?
Most of my clients come into my New York City Bankruptcy office and say "I should have done this a...
May 5
The $8000 tax credit has made first time purchasers in New York absolutely insane
Being a real estate attorney in New York City I can discuss some legalese surrounding Real Estate purchases, but I...
Apr 4
Staten Island Bankruptcy Attorney Daniel Gershburg gives provides reason Debt Settlement in New York City doesn’t work
Ive discussed this time and time again with clients, but here is another reason I believe debt settlement in New...
Apr 4
Queens Bankruptcy lawyer Daniel Gershburg quoted in the New York Law Journal about customer service in the Law.
This post has nothing to do with Bankruptcy in New York City, Queens, or anywhere else for that matter. In...
Apr 4
Queens Bankruptcy Attorney
We get people calling our office and claiming that they’re being sued by Mel Harris, Rubin & Rothman, Cohen and...
Mar 3
Manhattan Bankruptcy Attorney Daniel Gershburg discusses why you should always check references for lawyers
Hey Daniel Gershburg, is this a self serving post as a Bankruptcy attorney in Manhattan? yes. Do I still think...
Mar 3
A common New York Bankruptcy Question: Does my Spouses Income count towards the Means Test…YES!
A very very short post which will answer the question that many of my Bankruptcy clients in Manhattan and Brooklyn...
Mar 3
What if you have assets during a Chapter 7 Bankruptcy in Manhattan: Dont be Greedy!
by: Daniel Gershburg, Esq. Lets be real. No one necessarily wants to file for Chapter 7 Bankruptcy in Manhattan as...
Feb 2
New York City Real Estate Attorney Daniel Gershburg discusses Mortgage Pre-Approvals
I constantly here this in my law office: "Im good to get the house because I got a Pre-Approval". Congratulations....
Feb 2
Filing Chapter 7 Bankruptcy in Brooklyn when you have a small business
Many of my New York City clients have a common question: Can I file for Chapter 7 Bankruptcy in Brooklyn,...
Feb 2
Staten Island Bankruptcy Lawyer Daniel Gershburg discusses the inevitability of Bankruptcy
Ive handled many Chapter 7 Bankruptcy cases for clients in Staten Island, as well as everywhere across New York. One...
Feb 2
Manhattan Real Estate Lawyer and Blogger Daniel Gershburg discusses problems with lenders
As a Manhattan Real Estate Lawyer I deal with real estate purchases in New York City on almost a daily...
Jan 1
Manhattan Bankruptcy Lawyer Daniel Gershburg discusses the Meeting of the Creditors
I am a Manhattan Bankruptcy attorney and have seen my fair share of 341 meetings (better known as the meeting...
Dec 12
Brighton Beach Bankruptcy Lawyer Daniel Gershburg discusses how Cohen & Slamowitz, Rubin & Rothman and the rest can freeze your bank account without you knowing
I am a Manhattan Chapter 7 Bankruptcy attorney but there are numerous instances where I have clients in New York...
Dec 12
Williamsburg Real Estate Attorney Daniel Gershburg discusses savings thousands in transfer taxes!!
Williamsburg Real Estate Lawyer Daniel Gershburg introduces a video blog giving tips and tricks for potential purchasers of new construction...
Dec 12
Manhattan Real Estate Lawyer Daniel Gershburg discusses the potential bust from FHA loans in New York City
Unlike many of my other blogs dealing with tips and tricks for purchasing real estate in Brooklyn, Manhattan or anywhere...
Dec 12
Keeping your tax returns while filing for Chapter 7 Bankruptcy in Manhattan
Its coming close to tax time again (joy), and your trusty Chapter 7 Manhattan Bankruptcy Attorney has some inside help...
Oct 10
New York City Bankruptcy Lawyer discusses Loan Modifications
Actually, New York City Bankruptcy Attorney Daniel Gershburg does not discuss loan modifications...but the Wall Street Journal does. It's not...
Oct 10
Sheepshead Bay Real Estate Lawyer discusses Sheepshead Bay Co-Op Closings
So you want to buy a co-op in Sheepshead Bay do you? Buy you have questions that your real estate...
Oct 10
Brooklyn Bankruptcy Attorney gives three tips for a successful Chapter 7 Bankruptcy in Brooklyn
As a Chapter 7 Bankruptcy Lawyer in Brooklyn, and really across all of New York City, I have been to...
Oct 10
Bay Ridge Bankruptcy Lawyer Discusses Keeping Your Car in a Chapter 7 Bankruptcy
Chapter 7 bankruptcy stops collection actions like foreclosure, repossession, and wage garnishments, but you may be required to surrender nonexempt...
Oct 10
A Brooklyn Real Estate Lawyer says Park Slope Real Estate has a ways to go ….
Real Estate closings in New York have been creeping up lately at our offices in Sheepshead Bay. More and more...
Sep 9
Will my New York City Bankruptcy affect my prospects for getting a job?
The best answer I can give to the question of "Will me filing a Bankruptcy in Brooklyn or in Manhattan...
Aug 8
Pressler & Pressler, Foster and Garbus, and Cohen & Slamowitz among several New York debt collection firms sued by Attorney General
Hey Folks: Remember when you would get some sort of notice from a court about an old debt and you...
Aug 8
Manhattan Real Estate and Bankruptcy Lessons Learned: Dont Bite Off More than You Can Chew
A very short post today. I wanted to point out the reason that this country is going through the...
Aug 8
Do Not Use Debt Settlement. Period.
Its about one week ago and I am in my local Dunkin Donuts. There is a man next to me,...
Jul 7
Manhattan Real Estate Lawyer Discusses New Construction Issues in New York City
My apologies about the titles of these blogs, but my web guys say they are good for the site. In...
Jul 7
Manhattan Real Estate Lawyer shows you how to pick a Manhattan Real Estate Attorney
As a New York City Real Estate Attorney, Ive been asked to post this for quite some time. The reason...
Jun 6
Can I file for Chapter 7 Bankruptcy in New York if I own a business?
The short answer to this question is yes. This really depends, however, on the type of business you have, the...
Jun 6
How long does a usual Chapter 7 Bankruptcy take in New York
So you're concerned about filing Bankruptcy and one of the main reasons you are concerned is because you're fearful as...
Jun 6
When should I file for Bankruptcy?
Many of the clients who come into my office say the following: "You know, I've been meaning to do this...
May 5
Its not OK to hide assets and file for Bankruptcy
First and foremost, I want to apologize for not blogging for the past month, as we have been taking a...
Apr 4
Credit Card Judgments entered even when you weren’t served with papers
Here is a tip. Lets say you were served with what looks like court papers in the mail. And you...
Apr 4
Personal Bankruptcy and your 401K.
Ive blogged about this before but I want to re-iterate that if you're in deep credit card debt and don't...
Mar 3
Social Security & Bankruptcy
Short post here as I wanted to address questions that I have been receiving from my clients. If you file...
Mar 3
Can I keep my car if I file Bankruptcy?
In most instances, you can keep your car when you file for Chapter 7 Bankruptcy, although each state has their...
Mar 3
Walking away from your New York home…
I am in Florida folks. I am in Florida to visit family and also to take the possible first steps...
Mar 3
Did credit collectors serve you correctly?
This may be the shortest blog I have ever written but I do so because I would like to explain,...
Mar 3
Pay your New York Credit Card Judgments or file for Chapter 7 Bankruptcy
Many of my clients have a dilemma: They have multiple judgments in their name and little or no money to...
Feb 2
What to do when your New York Bank Account is Frozen
So you go to the bank and try and withdraw some money and come to find out your bank has...
Feb 2
How long will Bankruptcy affect my credit?
A common question I have from clients is how long it will take them to get their credit back to...
Feb 2
Fighting Mel S. Harris and the rest…
Ive been receiving more and more calls from clients stating that their funds have been frozen by Mel S. Harris...
Jan 1
New Bankruptcy Legislation will allow you to modify your mortgage in New York
The New York Times ran an article yesterday stating that legislation allowing Bankruptcy Judges to modify mortgages has passed an...
Jan 1
New York Credit Collection Rip-Offs Part II
On a typical case where my client has had a judgment entered against them by a credit collection law firm...
Jan 1
New York Credit Reporting Errors Can Hurt…Just Ask Me….
A bit of a personal story about credit. I was informed by American Express today that my credit card balance...
Jan 1
Pass Me Some New York Loan Modifications…
Dear Daniel: I make approximately $50,000 a year and have two mortgages totaling $600,000 and the house is worth approximately...
Jan 1
If it smells like Bankruptcy….
It's a new year folks. New resolutions, new gym memberships, more Nicorette patches being sold, more "me" time, etc. While...
Dec 12
New York City Sellers are begging you to buy…
As we move closer to the New Year and look back on what was 2008, so much has changed. We...
Nov 11
New York Credit Card Issues from 2000
Here's the deal. Tons of clients have been coming into the New York office recently complaining about getting sued for...
Nov 11
Are You Dealing With New York Credit Card Debt?
Daniel Gershburg is a Bankruptcy Attorney. He does not handle credit card collection cases. If you are considering bankruptcy due...
Oct 10
Bankruptcy vs. Debt Settlement
Today I had a client in my office in Brooklyn who wanted to possibly retain me for debt settlement. I...
Oct 10
Debt Settlement Companies exposed by the Wall Street Journal
Just wanted to provide a link to a great article written in the Wall Street Journal about the failure,and the...
Oct 10
Why Debt Settlement in New York doesn’t work
I've been rambling on about this for the previous few posts, but I just want to again illustrate the severe...
Oct 10
What the Economy Means for New York City Bankruptcy clients
This will be the first in a three part series (Sounds very "Dateline"-ish) detailing exactly how this economic crisis will...
Sep 9
A 700 Billion Dollar Bailout and what it means to Real Estate Purchasers in New York
By: Daniel Gershburg, Esq. So you're looking to buy your first property in New York during the most uncertain financial...
Sep 9
An Example of New York Debt Settlement Company charging absurd fees
By: Daniel Gershburg, Esq. This past weekend I was interviewed by News 12 New York about a Brooklyn debt settlement...
Sep 9
What You Should Do After Receiving a Phone Message or Voicemail from NYC Debt Collectors
By: Daniel Gershburg, Esq. A short message. Pardon the pun. If you find that a debt collector has called you,...
Sep 9
An attorney’s two cents on New York City Debt Settlement
By: Daniel Gershburg My oh my how far these collection agencies have gone. I am now hearing stories about collection...
Aug 8
Brooklyn’s new construction condominiums may cause real problems
By: Daniel Gershburg, Esq. First the good news from this Brooklyn Real Estate attorney: Many new condominiums in downtown Brooklyn...
Aug 8
When you shouldn’t buy your dreamhouse
By: Daniel Gershburg, Esq. Looking to purchase your first home in new york city? Are you looking for a mortgage...
Aug 8
How a TV warranty can cost you $50,000 in home ownership costs.
The title of this article is meant to be attention grabbing, but it is true. How is that possible...
Jul 7
Purchasing a home in New York if it appraises for less than the price paid
By: Daniel Gershburg, Esq. A client recently asked this question when he was considering whether or not to make an...
Jul 7
Can I file for Bankruptcy in New York if I own a home in Florida?
Yes you can. So long as you have been domiciled in New York for 180 days prior to filing...
Jul 7
Why Indy Mac Bank is just the beginning….
By: Daniel Gershburg, Esq. The collapse of Indy Mac Bank last week was not a surprise to many in...
Jul 7
Short Sale of your New York home
By: Daniel Gershburg, Esq. A client came into my office recently to discuss the possibility of "shortselling" her home. She...
Jul 7
Know your Bankruptcy Attorney
By: Daniel Gershburg, Esq. It gives me a really special feeling inside when I go to a trustees meeting and...
Jul 7
The Bankruptcy Lifestyle
By: Daniel Gershburg, Esq. Let me just say that there are certain things Bankruptcy can do and certain things it...
Jul 7
Tricked into Bankruptcy
By: Daniel Gershburg Its a telling sign of the times when a client comes in and needs to file for...
Jul 7
Improving your credit after filing for Bankruptcy in New York
Want to know the easiest way to re-establish credit after filing for Bankruptcy in New York? Auto Bill Pay. Yes....yes...auto...
Jul 7
How social security is treated in a Chapter 7 Bankruptcy in New York
Alas, the question which is asked by New York City bankruptcy clients in my office is the following: "Ok, so...
Jun 6
New York City Debt Settlement Rip-Offs
By: Daniel Gershburg New York City is burgeoning with people who have become "debt settlement counselors" almost overnight. It does...
Jun 6
Settling Debts for Pennies on the Dollar
By: Daniel Gershburg I have to admit that I have a bit of fun with debt collection agencies and buying...
Jun 6
Filling Student Bankruptcy in College
By: Daniel Gershburg While I have written about this topic before, I nevertheless wanted to write a post to make...
Jun 6
New York City Collections, Judgments & Interest…OH MY!
By: Daniel Gershburg, Esq. New Client in the Brooklyn office. Great guy. Savy businessman. Had some credit problems in the...
May 5
New York City Bankruptcy advice and solutions
By: Daniel Gershburg, Esq. A recent New York Bankruptcy client of mine had the following situation. He owned a car,...
May 5
Why using Home Equity to pay off Credit Card is insane.
By: Daniel Gershburg, Esq. Another client with credit problems came in to my New York office today with the scenario...
May 5
A New York City Bankruptcy Attorney discusses differences in Chapter 7 clients
By: Daniel Gershburg, Esq. I have said for some time that credit cards and New York City Bankruptcy trustees are...
May 5
How to Stop Credit Collectors Calls in New York
So you live in New York and you've got a creditor...and they are after you. Let's say you don't believe...
May 5
Evicting Tenants in New York City
As our firm handles more and more landlord/tenant case in New York City, a pattern seems to be repeating itself....
Apr 4
New York City Bankruptcy Rumors (Round I)
A short post today to warn many of you of listening to bankruptcy rumors and misconceptions from members of the...
Apr 4
Bankruptcy in college
When I started my New Jersey bankruptcy office, I began to advertise in the school newspaper of my Alma Mater, Rutgers...
Apr 4
Filing for Bankruptcy in NYC Without an Attorney
To me, filing your bankruptcy in New York without the help of an experienced attorney is much like sensing your...
Apr 4
Credit Cards, Financial Advocacy, and Bankruptcy in New York
Credit Cards, Financial Advocacy, and Bankruptcy. New Yorkers might be wondering what these three financial categories have in common. The link...
Mar 3
Avoid being tricked by your mortgage broker
In the past year we have seen what has occurred when people purchase real estate in New York that they...
Mar 3
Practical tips for new landlords in New York
Landlord and Tenant court is a reality that most people never want to go through. Hallways are inundated with attorneys,...
Mar 3
Financial experts say credit cards are dead…
The new "buzz" out there from all the experts is that credit cards are dead; that people are finally waking...
Mar 3
Reverse Mortgages in New York City? Get Real
As the housing market in areas of Brooklyn and Queens continue to decline and people STILL look for ways to...
Feb 2
How to choose a mortgage broker in NYC
The fact that there are mortgage brokers out there, who got into the business to make money only when they...
Feb 2
Using Retirement Funds to Pay Your Mortgage
A story published recently details how more and more Americans are beginning to tap into their retirement plans (401(k), IRA,...
Dec 12
Mortgage legislation unhelpful to those in need
Recently I read a New York Times article (published on 12/11/2007) regarding new mortgage legislation. The article dealt with the fact...